Mission

To help students understand the importance of money, credit and debt, while offering ready-to-use tips and real-world advice on personal money management in the 21st century.

Site Purpose

• To provide college and high school students the best information and resources on the subject of money and its affect on their lives in and out of school
   

• To create a student based community where members can have there questions about money answered

My Story

I've always been pretty independent, so going off to college was a really exciting time for me to test the boundaries of freedom and start the journey to total independence.

Along the way, I got good grades, made new friends, experienced life on my own terms, and managed to rack up $15,000 in unsecured debt in the process. 

My dream of total independence became a nightmare, as bad money management and poor financial decisions caused me to be denied a great job because I wasn’t financially responsible. Bad credit, not bad grades kept me from reaching my destination immediately after college. 

After three years of frustration and working at a job (totally unrelated to my major) I made my mess my message.

Now as a former debt-strapped college student I travel to colleges, universities and high schools nationwide to educate students about the dangers of debt, empower them to make money management a priority, entertain them with my personal story, and enlighten students by sharing my struggles and victories with money, credit and debt.

With a B.S. in Mass Communications from Norfolk State University, and as a honorary member of the School of Hard Learned Lessons I am proud to raise the financial literacy bar among the very students who will be the future of America.